“Yes, You Can Have Two Health Insurance Policies” — says B. Subhashini, Star Health Sr. Sales Manager (Premier)
Having Two Health Insurance Policies: What You Need to Know
As medical expenses continue to climb, more Indians are considering multiple health insurance policies to safeguard their savings. But is it really allowed to have two health insurance plans?
According to Mrs. B. Subhashini, Senior Sales Manager (Premier) at Star Health and Allied Insurance, the answer is a clear “YES” — as per IRDA (Insurance Regulatory and Development Authority of India) norms, individuals can hold more than one health insurance policy.
“Having two health insurance policies is not only allowed but can also be beneficial,” says Mrs. Subhashini. “If your hospital bill is higher than the coverage offered by one policy, you can claim the remaining balance from the second insurer. This ensures you get the full benefit of your coverage.”
Mrs. Subhashini further advises that policyholders must inform their insurers about existing policies at the time of purchasing a new one. This helps ensure smooth coordination between companies during claim settlements.
With over a decade of experience in health insurance, she has guided hundreds of families to make wise financial decisions and stay adequately covered.
“In today’s world, one policy might not be enough — especially for families with elderly parents or individuals with lifestyle-related conditions. Having an additional policy provides better security and flexibility,” she adds.
Her professional approach and commitment to customer satisfaction have made her one of the most trusted advisors in the Star Health network.
Expert Tip from Mrs. Subhashini:
“Always review your health insurance coverage every few years. Medical needs change, and your insurance must evolve with them.”
To Get Expert Advice on Your Health Insurance
Contact: Mrs. B. Subhashini
Designation: Sr. Sales Manager (Premier), Star Health and Allied Insurance
Available for personal consultation and family coverage planning
Call/WhatsApp: 9502357968
Visit: https://edetails.biz/subhashinib/
Email: ssubha95@gmail.com
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