Meet Archana Satish Hambi-Person who is specialised in Personal Accident Policy.

Meet Archana Satish Hambi-Person who is specialised in  Personal Accident Policy.

As deadly as it sounds, an accident can lead to bodily injury, disability and in worst case even death.
 Though death is inevitable, you can certainly get financial protection for yourself and your family with a personal accident policy. 
A personal accident policy is a type of insurance policy that offers you protection against death or disability caused due to an accident.
 In case of death due to an accident, the policy pays out a lump sum amount to the nominee of the policyholder.

We had a chance of meeting a person who is specialised in selling Personal Accident Policy-Archana Satish Hambi.

According to Satish Hambi If you commute daily by bike or car, then it is important you are aware of the below 10 highlights of personal accident policy.

•    The policy compensates the policyholder in case of permanent or partial disability caused due to an accident.

•    The policy offers 100% sum insured to the kin of the policyholder on death caused due to an accident.

•    The primary purpose of a personal accident policy is to help the insured’s family make up for the loss of income caused due to the accident of the insured.

•    Personal accident policy offers you lifelong coverage; it is renewable.

 •    The premium for a personal accident policy stays the same throughout the term of the policy. Your age and lifestyle habits have no impact on the same.

•    The policy does not offer coverage for death caused due to an illness.

•    Under the personal accident policy, the nature of the accident does not matter. Everything including road accident or broken bones due to having a staircase fall is covered under the policy. It simply provides benefits in case of any accidents resulting in broken bones.

•    Daily cash allowance is given to the policyholder in case of an accident that requires hospitalization.

•    Few personal accident policies also cover ambulance costs to help the policyholder reach the hospital in case of an accident. This coverage may differ from insurer to insurer.

•    Permanent disability such as loss of limbs or paralysis and even temporary disability such as a fracture is covered.

and more than this premium will come around Below Rs 500/-

For more information you can call Archana Satish Hambi at -9110397585

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